Split costs with friends. Free forever, private, no accounts.
Last updated: November 2026
Splt does not collect your data. There is no Splt server, no account and no analytics. The one outside service it talks to is a free exchange rate lookup, described below.
If you turn iCloud off, Splt keeps working and keeps everything on the device.
You and the people who join that group. There are two ways to invite. Invite with iCloud sends an invitation to the people you choose, and only they can join. Link or QR Code makes a link that anyone who has it can use to join, so send it only to people you trust. You can close the link again in Invite with iCloud, under who can join, which also removes the people who joined through it. People who join can see the group’s members, expenses, payments and comments. Everyone in a group can add, change and remove what is in it.
An email address or phone number that you pick from Contacts stays on your device. It is not shared with the group.
When an expense is in another currency than its group, Splt can look up a rate from Frankfurter (api.frankfurter.dev), a free service that publishes European Central Bank reference rates. The request holds a currency code and sometimes a date. It holds no account, no identifier and nothing about your groups. Like any web request, it shows your IP address to that service. Rates are cached on the device. If you pin a rate for a group, Splt uses it and does not ask.
Exporting a group as CSV, PDF or JSON creates a file on your device. It goes where you send it from the share sheet, and nowhere else.
Back Up Everything, in Account, makes one file with your groups, people, expenses, payments, comments and activity, and your receipt and group photos unless you turn Include Photos off. It also holds the email addresses and phone numbers you picked for people. It holds no iCloud account details. The file is made on your device and goes only where you save or send it from the share sheet. Splt never uploads it anywhere, so keep it somewhere safe and treat it like any file with your finances in it. Restoring a backup reads the file on your device and adds what it holds to your own groups.
Share as a Link, in a group’s share menu, makes a web link for a friend without an iPhone. The group’s name, trip dates, people’s names and colours, who pays whom and, if you leave Recent expenses on, the latest ten expenses with each person’s share are packed into the link itself, after the “#”. Browsers never send that part to a server, so the page on this website reads it in the browser and nothing is uploaded. The page loads nothing from any other site and runs no analytics. The link holds no contact details, no account and no identifiers. It is a snapshot that never changes, and it can’t be taken back: anyone who has it can see those names and amounts, so send it only to the people in the group. The page remembers which person you chose, in your browser only.
If you leave Let Them Send Expenses Back on, the link also carries a random reply code. It names no person or group; only your iPhone knows which group and people it stands for, and it forgets after six months. A friend can then fill in an expense or a payment on the page, which packs it into a new link the same way, in their browser. Nothing is uploaded: the friend sends that link to you however they like. When you open it, Splt shows what it says and adds nothing until you tap Add. Turning the switch off leaves the code out, and the page then offers no form.
Deleting a group in the app removes it from your devices and your iCloud. Its receipt photos are removed from a device the next time Splt opens there. If you own a shared group, it is removed for everyone in it. To clear everything Splt has stored in iCloud, open Settings, then your name, then iCloud, then Manage Account Storage, choose Splt and delete its data. Your groups then stay on your devices as local copies. Versions after 1.0.0 do not upload them again. Deleting the app removes what it stored on the device.
Splt has no accounts and collects nothing, so there is nothing about children to collect.
If this ever changes, the change will be in this file with a new date, and in the project history on GitHub.
Open an issue at github.com/harrypakhale98/Splt/issues. For a private matter, see SECURITY.md.